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Join thousands of SMEs who use our flexible & affordable credit risk online portfolio management tool to properly evaluate and track the creditworthiness of their customers and suppliers.

D.N.A Credit Portfolio Manager — Real-Time Credit Risk Control

Managing credit risk across a large customer or supplier base can quickly become complex. Individual credit reports only show part of the picture, and manual tracking often makes it difficult to identify emerging risks in time.

CoCredo’s D.N.A (Dynamic Notification & Analysis) Credit Portfolio Manager brings all your credit data together in one place, giving you a live, structured view of your entire portfolio. Instead of reviewing companies one by one, you can see overall exposure, track changes and respond to risk as it develops.

At its core, D.N.A is designed to help businesses move from reactive credit checking to proactive portfolio management.

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A Clearer View Of Your Entire Portfolio

Rather than working from disconnected reports or spreadsheets, D.N.A provides a centralised dashboard that brings together key credit indicators and portfolio insights in real time.

This helps credit and finance teams quickly understand where risk is concentrated, how it is changing, and what actions may be required to protect cash flow and reduce bad debt.

How It Helps You Manage Risk More Effectively

D.N.A continuously monitors the companies within your portfolio and highlights changes that may impact your credit exposure. This allows you to focus attention where it is needed most, rather than manually reviewing static reports.

It supports better decision-making by helping you:

  • Understand total credit exposure across your customer base
  • Identify companies showing early signs of financial deterioration
  • Prioritise accounts that require immediate attention
  • Track risk changes over time rather than at a single point

D.N.A is designed for organisations that want to move beyond periodic credit checks and adopt a more continuous approach to risk monitoring. Combining real-time updates with portfolio-level analysis helps businesses stay ahead of change rather than reacting to it.

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Our Risk Index & Credit Management Tool Features

The D.N.A Credit Portfolio Manager brings advanced credit risk analysis directly to your desktop through an intuitive interface and powerful data integration.

Key features include:

  • A secure, real-time dashboard providing visibility of credit risk across your entire ledger
  • The ability to monitor both limited and non-limited businesses within a single portfolio
  • Multiple dashboards to segment and track different risk exposures
  • Flexible upload and editing tools to align internal ledger data with global credit information
  • Early identification of key financial changes and outstanding credit positions
  • Export and download functionality in CSV format for reporting and audit use
  • Over 40 detailed company data fields (including VAT number, assets, debtor days, and profit margins) for in-depth business profiles
  • Visual analytics tools to highlight trends, delinquency scores, and overall portfolio health at a glance

Together, these features enable clearer insight, stronger oversight, and more efficient management of credit risk across your customer and supplier base.

What Makes D.N.A Different from Standard Credit Monitoring?

Traditional credit monitoring focuses on individual companies, alerting you when specific changes occur.

While this can be valuable, it often requires businesses to review alerts one account at a time, making it difficult to understand the wider impact across an entire customer portfolio. D.N.A Credit Portfolio Manager takes a broader approach by combining real-time monitoring with portfolio-level analysis.

Instead of simply notifying you about changes, it helps you understand how those changes affect your overall credit exposure, where risk is concentrated and which accounts require immediate attention.

This enables credit and finance teams to move beyond monitoring individual businesses and gain a clearer, more strategic view of risk across their entire portfolio, helping them prioritise actions, protect cash flow and make more informed credit decisions.

GOOGLE

We have assisted thousands of UK businesses in checking their credit scores and providing credit report solutions. We seem to be doing a good job as our clients are always happy to tell us.

Dylan Peeby

 
Easy to see that good customer service is a main focus at CoCredo. Staff are always willing to help assist you in any way they can, whether it be notifying you of new services or helping you find the best deal that's right for your company. Award winning company and MD for a reason!
 

Carly Newman

 
I have worked with CoCredo now for a couple of years. They provide a great service, very efficient and friendly. I would highly recommend them. Thanks Carly (New Era Cap Company Ltd)                  
 

Grant Pring

 
Only worked with the team at CoCredo for a short while, but they have been great to work with and extremely helpful. always quick to respond and service is always top notch.                            
 


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Whether you're checking a new customer, assessing a supplier or monitoring existing trading relationships, CoCredo provides the information and insight needed to manage risk with confidence.

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Frequently Asked Questions

What is D.N.A Credit Portfolio Manager?

D.N.A Credit Portfolio Manager is a credit risk monitoring platform that provides a real-time view of your customer portfolio, helping you track exposure, identify risk changes and manage credit decisions more effectively.

How is D.N.A different from credit monitoring?

Traditional credit monitoring focuses on individual companies, whereas D.N.A provides portfolio-level insight, helping you understand how risk changes affect your entire customer base.

Can I monitor my entire customer portfolio?

Yes. D.N.A is designed to monitor large volumes of customers and suppliers, giving you a consolidated view of credit risk across your portfolio.

Does D.N.A provide real-time updates?

Yes. The platform continuously tracks changes in company data and highlights updates that may affect credit risk or exposure.

Do I still need credit reports if I use D.N.A?

Yes. Credit reports are still used for initial assessment, while D.N.A is designed to help you monitor and manage risk over time across your portfolio.

Who typically uses D.N.A?

It is commonly used by credit control, finance and risk management teams who need to monitor customer portfolios and manage credit exposure at scale.

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